ADU PRICING · FLORIDA · 2026

How much does an ADU cost in Florida?

Most builders answer "$115,000 to $300,000+ — it depends." Tooly is $85,000. Fixed. Furnished. Finished. Here's what's actually in that number, and what most other ADU quotes leave out.

TOOLY PRICE
$85,000
furnished, finished
FL MARKET RANGE
$115k–$300k+
stick-built, custom
INSTALLED ALL-IN
$97k–$131k
includes site & permits
THE HONEST NUMBER

What an ADU costs in Florida, line by line.

Most ADU cost guides quote a wide range — $115,000 to $300,000+ — and the range is real. A typical Florida stick-built ADU runs through three cost stacks: hard construction, soft costs (permits, design, engineering), and site work. The cheap end is a garage conversion. The expensive end is a custom-architect, two-story detached cottage.

ItemTypical FL RangeTooly
Construction (shell + interior)$60,000 – $220,000Included
Architecture & engineering$8,000 – $25,000Included
Furniture & fixtures$8,000 – $20,000Included
Appliances$3,000 – $10,000Included
Permits (city/county)$1,500 – $6,000Homeowner pays
Site prep & foundation$8,000 – $25,000Homeowner pays
Utility connections$3,000 – $15,000Homeowner pays
All-in total$92,000 – $321,000$97,000 – $131,000
Why Tooly's price is fixed. Most ADU cost overruns come from the construction stack — custom design, labor markups, weather delays, material price swings. Tooly's unit is built in a controlled facility from a standardized design, so the price is locked. The variable piece is what's specific to your lot: permits, foundation, utility tie-ins. That's the same on any ADU build.
WHAT'S INCLUDED

The $85,000 covers a finished, furnished home.

What you handle separately

Realistically, an installed Tooly on a normal Florida lot lands between $97,000 and $131,000 all-in — still less than half the cost of a comparable stick-built ADU.

WORKFORCE & AFFORDABLE HOUSING

The utility connection fees can be waived.

Florida is actively pushing housing supply, and many of the state's local incentive programs reduce or waive impact fees — which typically include water and sewer connection fees — when an ADU is rented to an affordable or workforce-housing tenant. The mechanics vary by jurisdiction, but the cost stack on your build can drop by several thousand dollars.

What this means for your build. If you're open to renting your Tooly at workforce-housing rates (typically 80–120% AMI), the $3,000–$15,000 utility-connection line in the table above can come down significantly — sometimes to zero. Programs are local; check with your city or county housing office, and ask specifically about impact fee waivers for accessory dwelling units rented at affordable or workforce rates.
FAQ

Common ADU cost questions.

Is the $85,000 price firm?

Yes. The Tooly unit price is fixed. The only variables are what's specific to your lot — permits, site work, utility connections — which are paid to your city and your local contractors, not to Tooly.

What's the cheapest ADU you can build in Florida?

A garage conversion can come in under $50,000 if the garage is already insulated and on a slab. But you're trading a garage for a small unit, and the resale and rental economics rarely beat a detached, purpose-built ADU like Tooly.

Are permits really that variable?

They are. Florida permit fees are calculated as a percentage of valuation plus flat impact fees, so a $85,000 ADU in Miami-Dade can run a different permit total than the same build in Hillsborough or Orange County. See Miami, Tampa, Orlando, and Jacksonville for city-specific numbers.

How does the price compare to traditional builders?

A comparable 250–400 sq ft Florida stick-built ADU from a local general contractor typically runs $180,000–$320,000 all-in, depending on finish level and metro. Tooly's $85,000 fixed price is the structural advantage — and the reason this page exists.

One price. Furnished. Finished.

Tell us your zip code and we'll come back with a free desktop review of whether a Tooly fits your lot.

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